Summary of Benefit
Long Term Disability provides financial benefit in the event of a total and permanent disability. This plan is designed to provide you with an income of approximately 60% of the amount of your earnings prior to becoming disabled.

Eligibility
Full-time employees under the General Pension Plan  are eligible for coverage after six months of employment. The City pays for this coverage for all eligible employees.

Amount of Coverage
A number of things are considered in determining the amount of your benefit, including deductions made for pre-tax contributions to a qualified deferred compensation plan, Section 125 plan, or any other income you may receive from other disability or retirement plans. The amount of the benefit you may receive will not be less than $100 per month or more than $5,000 per month.

Maximum Benefit Period
Disability benefit payments may begin on the first day of the month following 180 days (or following six months) of total and continuous complete disability. Please refer to the Summary Plan Description (SPD) for the schedule of the maximum duration of benefits.

  

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